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Mortgage Process Step #1

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Documentation Stage

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Welcome to the first step

in the mortgage process!

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Welcome to the first step in the mortgage process!

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The first step in the mortgage process is the documentation stage, where we review your income, assets, employment history, and other compensating factors to determine your ability to repay a mortgage loan.

This is also an opportunity for you to examine the overall financial impact that a new mortgage will have on your total monthly budget, so that you can choose a loan amount and mortgage program that you are most comfortable with.

Our goal is to obtain a speedy approval. The more thorough you are in preparing your paperwork, the faster we can move together on getting your loan approved and funded.

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Step 1: Documentation

Step 2: Appraisal

Step 3: Underwriting

Step 4: Conditional Approval

Step 5: Clear To Close

Step 6: Closing

Please feel free to contact us at any time if you have any questions about your loan status or next steps in the process.

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We believe communication is the key to a smooth mortgage process and we will will hold your hand from the start all the way to closing.

While there are a number of factors outside of your control that can delay or prevent a home loan from closing, the following list will help you stay on the right path.

While you are in the process of getting a new mortgage, keep your financial status as stable as possible until the loan is funded and recorded. Any number of minor changes could easily raise a red flag or cause a negative impact on a credit score, and we want to do everything we can to avoid a denied loan.

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Go back to see the overall mortgage process.

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Learn about the next step in the mortgage process.

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